COLUMBUS BANKRUPTCY LAWYERS
With over 89 years of combined experience as Columbus Bankruptcy lawyers, Bergman & Yiangou can provide you with the legal advice needed to make an informed decision about your financial situation. If you are living in the Columbus, Ohio area, call today for a free bankrupcy consultation. Our bankrupcty attorneys will guide you through the process of filing for bankruptcy, new bankruptcy laws in Ohio, bankruptcy alternatives, and any other bankruptcy issues.
Filing for Bankruptcy in Columbus, Ohio
There are two types of consumer bankruptcies – Chapter 7 and Chapter 13.
Chapter 7 Bankruptcy
When you file for Chapter 7, you are discharged from most debts that are owed with few a exceptions. Certain financial debts can be secured with collateral by agreeing to pay for, or reaffirming, these debts.
Chapter 13 Bankruptcy
When you file for a Chapter 13, you must pay all, or a portion, of the debts you have accumulated. Clients often file a Chapter 13 to save a home that is in foreclosure or a car that is about to be repossessed.
Once your Chapter 13 is filed, a bankruptcy stay is put into effect that prevents harassing calls, bills, late notices and any other type of contact from creditors. The Columbus bankruptcy lawyers at Bergman & Yiangou advise clients to give any harrassing creditor or bill collector the case number and the name of our law firm. If the call harassment continues, our bnakruptcy lawyers will write a letter to manage the situation. If this letter is ignored, the creditor will be brought before a Judge and must demonstrate why he should not be held in Contempt.
The experienced Columbus bankruptcy lawyers at Bergman & Yiangou offer a free initial consultation and provide three convenient locations to better serve your needs.
Documents Needed to File Bankruptcy
For your convenience, our bankruptcy lawyers have assembled a list of legal documents that you will need to bring to your follow-up consultation.